Social Security Recipients: Check for These Tax Forms After the Holidays

For many Social Security recipients, the days after Christmas bring more than just leftover holiday treats, they also signal the arrival of important tax paperwork from the Social Security Administration (SSA).
 

Starting December 26, Social Security begins sending out two key documents that beneficiaries will need for filing their 2025 federal tax return in 2026.

If you receive Social Security benefits, these forms are essential and should not be overlooked during the busy holiday season.

Read: Holiday Relief: SSI Recipients Can Get Their January Payment Right After Christmas
 

The Two Social Security Forms to Watch For

Social Security recipients may receive one of the following:

• Form SSA-1099 – This form shows the total Social Security benefits paid to U.S. citizens during the year.

• Form SSA-1042S – This version is issued to non-citizens who received Social Security benefits.

These documents summarize your benefit payments and are used to determine how much of your income may be taxable.
 

When and How to Access Your Forms

Although paper copies begin mailing December 26, many recipients can access their forms sooner.

If you have a my Social Security account, you can download your document online starting December 25, right after Christmas.

Most mailed forms arrive by late January, but checking early can help you stay organized before tax season begins.
 

Why These Forms Matter This Year

Recent changes in Social Security-related laws mean some recipients may notice differences in their reported amounts.

Retroactive adjustments or benefit increases could affect what appears on your form, making it especially important to review it carefully.

Tax professionals recommend checking these documents as soon as they arrive to avoid filing delays or surprises later.

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